Items you should consider when evaluating a Merchant Service:

1. How much does the service charge per month?
   
   
2. How much does the service charge per year?
   
   
3. How much does it cost to set up?
   
   
4. How much does it cost per transaction?
   
   
5. How Long will it take to get your money?
   
   
6. Do you have to pay more for faster transfer of your money?
   
   
7. Do you need a business account with the Merchant Bank?
   
   
8. What protection do they offer against fraud?
   
   
9. What is your liability with fraud?
   
   
10. Do you have to pay for different levels of fraud protection?
    
    
11. Does the Merchant service work with your shopping cart?

Sample Merchant Service Review or top 10 Merchant Services